. From net earnings of 0 per month, Ginger Elliott must spend 0 for her portion of the rent on an apartment she shares with two friends. What percent of her net income is her rent payment?

A. 27 percent
B. 32 percent

C. 38 percent

D. 73 percent

10. John Davis makes .75 an hour. He works four hours on Monday, six hours on Tuesday, five hours on Wednesday, five hours on Thursday, and seven hours on Friday. What is his gross pay?

A. 2.70
B. 4.20

C. 3.25

D. 9.98

11. Victor Malaba has a net income of 40 per month. If he spends 0 on food, 4 on a car payment, 0 on rent, and on savings, what percent of his net income can he spend on other things?

A. 300 percent
B. 64 percent

C. 43 percent

D. 40 percent

12. John and Mary Billings own a condominium with an assessed value of 0,000. If the tax rate is 25 mills per .00 of assessed valuation, how much tax do they pay?

A. ,750
B. ,840

C. ,420

D. ,200

13. Moneys taken out of a salary for such things as taxes, medical insurance, and retirement funds are called

A. contributions.
B. commissions.

C. deductions.

D. exemptions.

14. The gross income of Ginger Hughes is 5 per week. Her deductions are: .16, FICA tax; .33, income tax; 2% state tax; 1% city tax; and 3% retirement fund. What is her net income?

A. .39
B. 7.61

C. 0.51

D. 2.10

15. Henry Devine bought a new dishwasher for 0. He paid down and made 10 monthly payments of . What actual yearly interest rate did Henry pay?

A. 14.55
B. 29.09

C. 34.38

D. 68.75

16. The letter of application is intended to

A. find out what the prospective employer has to offer.
B. remind the prospective employer of your recent interview.

C. outline your value to a prospective employer.

D. accompany your portfolio.

17. Suppose your bank honors a check for which you don’t have sufficient funds in your checking account. This action means that you’ve arranged beforehand for a/an

A. overdraft loan.
B. personal loan.

C. mortgage loan.

D. installment loan.

18. What is the reading in kwhr of the electric meter shown in the exam figure below?

A. 0631
B. 1641

C. 1732

D. 9742

19. Jim paddles from one shore of a lake three miles wide at 4 mph, and John paddles from the opposite shore at 5 mph. How long will they travel before they meet?

A. 20 minutes
B. 27 minutes

C. 1 hour, 24 minutes

D. 3 hours

20. If three bags of birdseed cost .16, how much will 14 bags cost?

A. .34
B. .71

C. .08

D. .80

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